About us

We fixed what banks broke

Hello Funding was founded on a simple truth: securing capital should be fast, clear, and simple — not confusing or delayed. For too long, business owners have dealt with endless paperwork, vague terms, and weeks of waiting.

Hello Funding was built to change that — combining modern technology with real human expertise to deliver funding that’s quick, transparent, and responsible.

Why Hello
Funding exists

Small-business owners have been stuck between two bad choices: banks that move too slowly, and online lenders that move too fast but hide the fine print.  

Hello Funding was created to offer a better way. Our approach is built on three principles that define everything we do — trust, accountability, and professionalism. Every decision is made to help business owners move forward with confidence and funding that truly works for them. 

So they can focus on what matters most: running their business, not chasing their bank.

Founder & CEO, Hello Funding

Jacob W. Botha

Jacob W. Botha is the Founder and CEO of Hello Funding, a national business‑funding company redefining how small businesses access capital.

Before launching Hello Funding, Jacob built his career in the precious‑metals and financial‑services sector, advising thousands of clients on how to protect and grow their wealth in uncertain markets. Those years taught him that the real currency of finance isn't gold or credit—it's trust.

Understanding how transparency and accountability shape lasting relationships became the cornerstone of his professional philosophy.

That insight sparked the creation of Hello Funding, a company built to merge the credibility of traditional finance with the innovation of modern fintech. Under Jacob’s leadership, Hello Funding continues to grow into a world‑class financial‑services organization distinguished by operational precision, transparent terms, and responsible client care.

Today, he leads a team dedicated to raising the standard of professionalism, compliance, and integrity across the small‑business funding industry—helping entrepreneurs move forward with clarity and confidence.

Trust first

We earn trust through transparency, honesty, and by delivering on every promise. It's the foundation of everything we do.

Speed with Integrity

Fast funding should never sacrifice professionalism or compliance. We move quickly—always the right way.

Client success

Your success is our measure of success. We don’t just provide capital; we work with you to create funding solutions that truly fit your business.

The Hello Funding difference

Real people, real support

Every client works directly with a dedicated Funding Specialist who understands their business and advocates for their best outcome.

Funding that fits

A full range of business‑funding programs—working capital, term financing, and lines of credit—tailored to your industry, cash‑flow pattern, and credit profile.

Technology that simplifies

Apply in minutes, connect your business account securely through Plaid, and e-sign your documents online. Every step is designed for speed, security, and transparency.

Integrity you can trust

Transparent pricing. Clear terms. Active member of the CLBA, SBFA, and the U.S. Chamber of Commerce. Licensed and registered where required.

Hello Funding at a glance

1 min

Pre-qualify online

500+

Industries financed

4 hrs

Approval for qualified files

$2M

Capital, loans & credit lines

4 hrs

Funds disbursed after approval

Collateral for qualified clients

50 states

Serving businesses nationwide

No hidden fees, clear pricing

Our promise to you

At Hello Funding, we believe business financing should be clear, fast, and built around your business — not the other way around.

Be transparent — clear costs and terms, no hidden fees.

Move fast and keep you informed at every step.

Provide funding built around your business goals.

Treat you with professionalism and respect.

Operate with integrity and full regulatory compliance.

State licensing & regulatory compliance

California — Department of Financial Protection and Innovation (DFPI)

Utah — Department of Financial Institutions (DFI)

Connecticut — Department of Banking (DOB)

Virginia — Bureau of Financial Institutions (BFI)

Operate with integrity and full regulatory compliance.

Hello Funding maintains active memberships with leading industry organizations and operates in full compliance with applicable state and federal regulations governing commercial financing.

Trusted by Industry Leaders

Professional association logos including SBFA, US Chamber of Commerce, CLBA, and Better Business Bureau

We fixed what banks broke